When to Speak to Your Mortgage Professional

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It is important to consult with your mortgage professional as soon as possible — even before you've begun researching neighborhoods. What for? When you don't yet know how much home you want to qualify for, how could we help?

Pre-Qualify

We can help you determine how much of a loan you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. During this process, we explore your capacity to borrow - analyzing your employment, money available for down payment, debts, income, and other areas. It is a quick, thorough process with minimal risks for papercuts.

At the point you are determined to be eligible, we will prove our confidence in your capacity to qualify for a mortgage loan by giving you a Pre-Qualification Letter (also known as a "pre-qual").

Buying Clout

Holding your pre-qualification letter, some advantages are yours once you locate the home you want to make an offer for. The first is that you can know what you'll be able to afford when calculating the offer. Of greater importance to the home seller, your pre-qualification is like your having entered their house with a suitcase full of cash ready to make the deal! They won't need to be concerned they have been wasting their time if you won't be able to have the ability to qualify for a big enough mortgage. The seller of the home won't wonder if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount won't cause them concern. You can have the sway of a buyer ready to make the purchase on the spot!

We will help you with your pre-qualification

When we pre-qualify you, we help you figure out the amount you can afford in monthly payments you can afford, and the loan amount you can qualify for. In this process, we determine your borrowing potential - looking at your job, available money for down payment, debt, income, and other areas. It's quick and to the point; and we take pride in keeping the paperwork to a minimum.

One-on-One

It's vital for you to sit down and meet with us, even though you are welcome to also utilize the helpful mortgage calculators on our site. We can work toward your pre-qualification letter. For another thing, we may locate a different mortgage program that is a better fit for you. We are waiting to hear from you: contact us at 7202537070.

Have questions about pre-qualifying? Call us at 7202537070. It's our job to answer pre-qualification questions, so we're happy to help!